Fixed Indexed Deferred Annuities Fixed indexed deferred annuities give you the option of putting some or all of your accumulated value in accounts for which the rate you earn will be dependent on the performance of an external market index, but will never cause you to lose money due to market volatility. Safe Solution® Single Premium Fixed Indexed Deferred Annuity 5, 7, and 9-Year Withdrawal Charge Period Plans 10% penalty-free withdrawal annually Terminal Illness & Confinement Waiver of Withdrawal Charges 3 account options – 1 fixed and 2 indexed Optional Market Value Adjustment Feature (not available all states) Learn More NY Only Other States Indexed annuities do not directly participate in any stock or equity investment. Earning potential is limited by certain specified, capped, or participation rates as declared by the company.