Family Freedom Term Insurance Family Freedom Term is designed to provide peace of mind for those in the prime of life who have an active career and have various liabilities such as a mortgage or other loan on their home and want to protect their families in the event of their untimely death. Choose a level term period of 10, 15, 20, 25 or 30 years Coverage from $50,000 to $500,000 based on your age and plan Instant Underwriting Decision is available Convertible to Whole Life (certain conditions apply) Accelerated Death Benefits for Terminal, Chronic, and Critical Illness Optional Accidental Death Benefit Optional Waiver of Premium Benefit Optional Term Coverage for Children or Grandchildren Learn More